If you’ve been wondering how to buy a stablecoin on Binance—whether it’s USDT (Tether), USDC (USD Coin), or BUSD—this guide will walk you through the entire process from account creation to storing your crypto.
Binance is the world’s largest cryptocurrency exchange, and it offers one of the easiest ways to purchase stablecoins using your local currency. By following these steps, you’ll be able to complete your first stablecoin purchase in just minutes.
Why Buy Stablecoins on Binance?
Before diving into the steps, here’s why Binance is the go-to platform for stablecoin purchases:
- Low fees compared to most exchanges
- Wide selection of stablecoins including USDT, USDC, DAI, and more
- Multiple payment methods such as bank transfer, debit/credit card, and P2P tradingstablecoins to trade
- High liquidity for instant buying and selling
Whether you’re buying stablecoins to trade, save, or send money internationally, Binance offers a secure and reliable platform.
Step 1: Create and Verify Your Binance Account
To buy USDT or USDC on Binance, you’ll need a verified account.
- Create Your Binance Account — Click here to sign up on Binance and get started.
- Click “Register” and choose to sign up via email, phone, or your existing Google/Apvarious blockchainsple account.
- Set a strong password and complete the email/SMS verification.
Once registered, you must complete KYC verification:
- Upload your ID or passport
- Take a selfie for facial verification
- Wait for Binance to approve your account (usually within minutes)
✅ Tip: Completing KYC ensures higher deposit limits and full access to Binance services.
Step 2: Deposit Funds Into Your Binance Wallet
You can’t buy a stablecoin on Binance without funds in your account. Binance offers several deposit options:
- Bank Transfer (SEPA, Wire Transfer) – Lower fees, may take longer
- Credit/Debit Card – Instant purchase but with slightly higher fees
- P2P Trading – Buy stablecoins directly from other users with zero fees
From the dashboard, click “Buy Crypto”, choose your payment method, and deposit your preferred amount.
Step 3: Choose Your Stablecoin
Binance supports multiple stablecoins across various blockchains. The most popular options include:
- USDT (Tether) – Available on ERC-20, TRC-20, and BEP-20 networks
- USDC (USD Coin) – Mostly used on ERC-20 and BEP-20 networks
- BUSD – Binance’s own USD-pegged stablecoin
From the Buy Crypto page, select the stablecoin you want to purchase.
Step 4: Enter the Amount You Want to Buy
On the purchase page:
- Choose the stablecoin (e.g., Buy USDT)
- Enter the amount in your local currency or in the stablecoin itself
- Review the exchange rate and any fees applied
Double-check your payment details before proceeding.
Step 5: Confirm and Complete Your Purchase
Click “Buy” and confirm the payment through your chosen method.
- For card payments, you’ll need to complete 3D Secure verification with your bank.
- For bank transfers, the funds may take a few hours to reflect.
Once processed, your stablecoins will appear in your Spot Wallet.
Step 6: Store Your Stablecoins Securely
After you purchase stablecoins on Binance, you can either:
- Keep them on Binance if you plan to trade often
- Transfer to a personal wallet (e.g., Ledger, Trust Wallet) for long-term storage and maximum security
To withdraw:
- Go to Wallet → Fiat and Spot
- Click Withdraw next to your stablecoin
- Enter your wallet address and select the correct network (ERC-20, TRC-20, BEP-20, etc.)
Pro Tips for Buying Stablecoins on Binance
- Always check the network fees before withdrawing
- Use P2P trading for zero trading fees
- Enable two-factor authentication (2FA) for better account security
- Keep track of your transactions in the Order History tab
Final Thoughts
Learning how to buy a stablecoin on Binance is straightforward, and with the platform’s user-friendly interface, anyone can get started in minutes. Whether you’re looking to buy USDT, purchase USDC, or hold other stablecoins, Binance provides an easy, secure, and affordable way to get them.
By following this step-by-step guide, you now have the confidence to make your first stablecoin purchase and store it safely.